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Youth+Experience=Success - WHEN YOU HIRE US, YOU GET US!
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Millennials as Buyers
Posted on Wed, 10 Apr 2019, 01:35:00 PM  in Home buying tips,  My services,  Reviews,  divorce and real estate,  divorce realtors,  divorce matrimonial home,  Protect Buyers,  Client matters
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The Graff Girls work with all buyers and recognize what they are about.


Connecting with Millennials does not always come easy to other generations, and it doesn’t help that there are a lot of contradictory opinions and generalizations popping up daily. Millennials are described as both fickle and brand loyal, having short attention spans and laser focus. We’re told in one article that their buying decisions are most influenced by social media and in the next, that they base their buying decisions on peer advice. We’re also told that Millennials aren’t financially stable enough to purchase homes and yet every stat proves otherwise.


In addition to the seemingly contrary information, Millennials have grown accustomed to distancing themselves from traditional processes and channels, and instead, attempt to go it alone.


The Graff Girls have found when working with Millennials we establish a relationship of trust and guidance that makes for a strong bond and a successful turn of events.


Cheryl Graff and Samantha Graff

Sales Representatives

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Wine Wednesday with The Graff Girls - El Goru
Posted on Thu, 14 Mar 2019, 09:45:00 AM  in Reviews
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Petit Verdot is a red grape that was traditionally reserved as a minor blending grape in the world famous Bordeaux wine blend. However, as the grape has spread to warmer climates, winemakers have realized that Petit Verdot can make intensely bold, fruity-yet-floral, red wines that can and do easily stand on their own. 

The el Goru wine is a blend of 3 grapes 

Monastrell aka as Mourvedre, Syrah and Petit Verdot 

Full bodied and smooth which personally I love, this dry wine is dark fruit forward with hints of vanilla to make it feel creamy.  It's opposite flavour of chocolate is also evident with a Spice finish. 

Our 2nd bottle did not compare that night but our 3rd I will share next week. 

Here is the awesome part... bottle number 2 and 3 were more expensive!! When I went back to one of the LCBO'swhich it is available at in a few of the #TheGraffGirls neighbourhoods #allenby #foresthill #leaside, I was shocked to see the price. When I originally bought it, I was buying a bunch to try and did not realize it was so inexpensive.  

Knowing what you like, can make life a lot less expensive 😉🍷

Let us know your experience. 

We would love to hear from you. 


The Graff Girls 

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Posted on Wed, 20 Feb 2019, 02:55:00 PM  in Home buying tips,  My services,  Reviews,  divorce and real estate,  divorce realtors,  Townhouses,  Market 2019
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Expectation 2019

What to expect in 2019 housing market?

According to CTV news, the average price of houses was dropped by 2.1% in 2018. In 2017, the average price was $509,835 where as in 2018 it was $499,100. In the Country’s largest market, that is Greater Toronto Area, the decline was about 4% falling from $822,961 in 2017 to $787,000 in 2018.

Canada Mortgage and Housing Corporation (CMHC) expects the normal Canadian housing prices in 2019 to be under $525,000. Be that as it may, the regional sales and price forecasts contrast significantly. Urban housing markets in Ontario are relied upon to recoup from the "dampened activity in 2018" due to anticipation of strong job growth and immigration.

For potential home buyers especially young families, who are new in the market. Even after this fall in prices they still are not able to afford houses worth more than a million dollars. So, what is the option for them? They have two options, one is to move outside of GTA, or the second option is to live in a Condo Townhouse. Townhouses are the next best thing for the people who are unable to afford million-dollar homes. It is like a house but condominium ownership.

Few things to notice in 2019 are rising mortgage rates, more stringent lending requirements, and of course continued high home prices.

The Graff Girls will keep you informed of the market outlook each month.

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Is there an advantage to buying a new condo from the builder versus using my own realtor?
Posted on Sat, 01 Dec 2018, 09:05:00 AM  in My services,  Reviews,  THE GRAFF GIRLS STATISTICS,  condo living
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Is there an advantage to buying a new condo from the builder versus using my own realtor?

Purchasing a new condo is different from buying a resale condo.  Realtors with expertise in condos make a huge difference in protecting buyers, maximizing their purchase and minimizing their cost.  

As one of Toronto's top realtor teams since 1995, clients regularly have Cheryl and Samantha Graff represent them from the early stages of investigating all of the different condo options, to viewing the different sites and floor plans, to studying the historical reputation of the builder and their ability to complete construction on time and to the level of satisfaction of buyers, and then track the progress until closing and occupancy permit.  Their expertise is so widely known that they have strong working relationships with the GTA’s builder's agents.  

It's a good idea to have your own real estate agent accompany you on your first visit to the new condo sales office. There’s no cost to you.  Why? Because the builder (aka the seller) will be responsible for paying the commission. This commission is built into the sale price and the buyer does not save when there is no realtor.  

As experts in condos, Cheryl and Samantha will help you as follows: tggnewcondobuilding

  • Negotiating extras: Want upgraded counter-tops or appliances in that new condo? Need a wall removed or added? What about preferred paint colours? 
  • Recommending financing: Cheryl and Samantha can assist you with a wider roster of mortgage lenders than from the builder.  
  • Overseeing a home inspection: Tempted to forgo a home inspection in a new construction? Don't do it! The number and severity of new-home defects often rival resale home problems. 

Cheryl and Samantha are available to assist you and protect your interests when buying a new condo.  They are knowledgeable about the neighbourhood, construction quality, industry standards, prices and available amenities.   Allow Cheryl and Samantha to give you peace of mind and be in your corner.   


Email Samantha or Cheryl                 

Call Samantha 416-219-2931 or Cheryl 416-587-1314


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Wow, it has been 30 years since….
Posted on Fri, 02 May 2014, 08:42:48 PM  in Reviews

village spa new front


Having grown up in the Bayview and York Mills area, my visits to Bayview Village started over 30 years ago. Hence, I have witnessed quite the transformation of this mall.

One visit that has remained consistent is one to The Village Spa. Having a mother in Real Estate it was important that her nail polish was all on or all off! I think that rule was really made by my father but was a learned behaviour for me. Presenting, writing up listing agreements, offers and yes, they were hand written with carbon paper for copies back then! So, your hands were seen! You also met with clients face to face, aka as LIVE at all hours!

The first time I went for a real manicure not a polish change, I was a bit nervous as I was not sure what to expect. I didn't love scissors in other people's hands. I had super long hair always and scissors were not a friend to me. The woman who did my manicure was so nice and complimentary she put me at ease right away. Of course, I got red nail polish which I still wear to this day and felt like a princess!

Just before my bat mitzvah, we went for a blow-dry with no haircut. This was a little new to me and I didn't really get it but I tried. Lots of fussing but I figured it's what women do and for those that don't know a bat mitzvah is a right of passage to womanhood. All the girls at school were going to get their hair done or "oh boy", facials at this stage. For me these facials weren't so much fun as they were necessary at this age but they did help make me feel better about myself and I still do them today to keep everything clean and fresh. Adult breakouts stink!

The Village Spa is celebrating 30 years of business at Bayview Village! I thought it was fitting to write and wish them a very Happy Anniversary! How few relationships last 30 years!

Furthermore, being close to Mother's Day and since I obviously can't give my mom a sammyg gift.... Mother's Day Special Packages are now available and you get an awesome BONUS gift with each package purchased!

Mother's Day is next Sunday May 11th! 

Enjoy your time with family! Your mom is always with you even if simply in your heart or memory!

From our family to yours...

Xo The Graff Girls

All you need is us!

The Village Spa

Bayview Village Mall

2901 Bayview Avenue



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Posted on Thu, 16 May 2013, 11:08:58 AM  in Reviews
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Ossington Avenue continues to thrive with restaurant additions such as Salt Wine Bar.

I will absolutely be returning to Salt sooner than later and here is why...

From the moment I walked in I felt relaxed & comfy, yet knew I was in an upscale resto.

Our server catered to us in a relaxed and friendly way. My friends and I were very busy catching up and taking forever to order.

So many amazing fish/seafood choices that I was happy to be dining amongst friends who's palates are unlike my own as I never would have leaned towards what ended up being my FAV tapas of the night - Wild Boar Tacos - an absolute must experience! I continuously am reliving this meal and must return for more!

Although, the server suggested what I am sure was a fab red wine, I just had to go with the California CAB SAV which like the Wild Boar, did not disappoint me at all!

None of our dishes quite frankly were even mediocre. I would order all the same items- buffalo mozzarella cheese + tomatoes w/ OMG maple bacon bits - diver scallops and beef burger without hesitation on my next visit. That being said I have many more must try items such as: grilled calamari

If you need a dining partner for Salt Wine Bar by all means call me!

Enjoy and share your experience as always!

xo Samantha Graff

aka as the "Youth" in Youth + Expereince = Success!

The Graff Girls - You hire us...You GET US!

Salt Wine Bar

225 Ossington Ave

Toronto, Ontario

416) 533-7258

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Posted on Wed, 10 Apr 2013, 09:15:43 AM  in Reviews
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irony wine



I will have to do more research and ask around about white wines as I only know a few.

So, we will start with red wines and follow up with another post next week!







Garnet red colour; minty, dark fruit, vanilla and plum aromas; dry, full bodied palate, with fine acidity and berry flavours.



Made in: California, USA 
By: J Lohr Winery


Ruby colour; cassis, blackraspberry and oak spice aromas; dry, medium bodied; generous fruit flavours, balanced acidity with soft tannins and oak spice to finish







Deep garnet colour; dry and medium-full bodied with aromas and flavours of cocoa, cassis and eucalyptus; medium tannins. Long finish.






This cabernet sauvignon, by third-generation members of the Indelicato family, provides a lot of flavor for the price. It is chock-full of plum and blackberry fruits with balanced oak flavors and good acidity. Wine of the Week. (Catherine Seda,, Nov. 29, 2012)



ON SALE TIL APRIL 28,2013 FOR $17.95 REG. $19.95






The Hope family, owners of Liberty School, helped transform the 'wild west' of Paso Robles into a wine lover's destination, crafting delicious wines like this rich Cab, with its black fruit flavours. A real crowd-pleaser with barbecued fare or a meat lovers' pizza.



Made in: California, USA 
By: Delicato Vineyards

Full-bodied & Smooth

This cabernet sauvignon, by third-generation members of the Indelicato family, provides a lot of flavor for the price. It is chock-full of plum and blackberry fruits with balanced oak flavors and good acidity. Wine of the Week. (Catherine Seda,, Nov. 29, 2012)




Made in: California, USA 
By: Rodney Strong Vineyards 

This Cab has classic blackberry and currant fruit flavors, along with cocoa notes, cassis and dusty mint aromas. Like the more expensive Rodney Strong offerings, this is a very well made, mid-palate wine, with no flabbiness or excessive oak to mar your pleasure. Take it out for a spin with a grilled rib-eye. (Ted Scheffler,, June 28, 2011)




When Justin Baldwin founded Justin Vineyards in 1981, there were fewer than 10 wineries in the Paso Robles appellation. This release features ripe dark plum, raspberry and dried fruit aromas that give way to sweet oak, berry and cherry flavors. A somewhat lean, high-acid style with slightly grippy tannins on the finish. Recommended. (Lynne Char Bennett, San Francisco Chronicle, Sept. 21, 2012)


Let us know your thoughts/feedback



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Posted on Mon, 08 Apr 2013, 04:27:03 PM  in My services,  Reviews,  THE GRAFF GIRLS STATISTICS
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Out of 36,000 agents in the GTA

- THE GRAFF GIRLS were in the top 6 percentile of units sold

& top .5% of value


- THE GRAFF GIRLS sold their homes in an average of 6.5 DAYS compared to the overall average of 33.2 days it took to sell a home.


- THE GRAFF GIRLS average sale was $1,794,750

- 262% higher than the TREB $495,391 average price


- THE GRAFF GIRLS sold their listings at 98.5% of asking price

*stats are from TREB (Toronto Real Estate Board)


A referral is the highest compliment our friends, family or clients can ever give to us. Thank you to all who have continued to pass our names on to their own family, friends, colleagues and/or clients.  Your confidence and support is greatly appreciated.

Cheryl and I look forward to meeting your nearest and dearest in 2013 or when the time is right!

Happy April! May SPRING get its groove on sooner than later!




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Movie Review: The Hobbit: An Unexpected Journey
Posted on Sun, 20 Jan 2013, 04:16:39 PM  in Reviews


Just recently I took my Grand Children to the movies to watch
The Hobbit: An Unexpcted Journey.
To be honest this was not the kind of movie I would sit down and enjoy but my Grand Children absolutely loved the blockbuster trilogy.

J.R.R. Tolkien's "The Hobbit" was written as a prequel to the original three: "Lord of the Rings" books. However, when transposed to the screen, the book was split into three movies.
"An Unexpected Journey" is the first installment of the series.

The film covers the beginning of a new adventure for a hobbit named Bilbo Baggins. The hobbit's tale is introduced when he is approached by a group of dwarfs requesting his aid in their attempt to regain their lost homeland.

After joining the group of dwarfs, Bilbo Baggins is tested with a series of trials and perils that test his own values.

I thought the cinematography in the movie was just incredible. The director did an outstanding job in giving visual aid to the audience.
Overall, the movie was a great watch for the kids and they truly did enjoy the movie. This is a movie that is definitely worth seeing.

Would love to hear your thoughts.

Warm Regards,

Cheryl Graff - Youth + Experience = Success!

Graff Girls

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GRAFF GIRLS Restaurant Review #2 Riz North Family Restaurant
Posted on Sun, 13 Jan 2013, 10:49:53 AM  in Reviews
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I went to a friend's milestone birthday - so nice to be 21! :) - at the popular uptown family resto Riz North on Yonge Street by Fairlawn.   This was a little different experience, who knew there was a private room upstairs? Actually, there were 3 rooms/areas. We were welcomed and started in one room with cocktails (lots of grey goose going around but I stuck to my usual, California, Red Cab SAV. After a week of vodka in Dominican and undrinkable red wine, i didn't mind this one but didn't write the name down to buy again. You can't expect much in an Japanese Thai resto when it comes to red wine.  Appetizers were also served consisting of salmon sushi rolls and I believe avocado rolls - not bad nothing to write home about.  We proceeded to a sit down dinner for 30 pple in a separate room.  A variety of  dishes, chosen by the hosts, kept coming out from crispy sesame beef (one of my favs) to their famous drunken garlic shrimp with lemon butter, parsley, garlic, rice wine and tri wild rice, to Tamarind Vegetables with tofu, sweet and sour tamarind, onions, red/green peppers, mushrooms and noodles, to a delish Vietnamese yellow curry chicken with lime leaves, lemongrass and turmeric. Typically, I am not a huge fan of curry but i was loving this dish - always try you never know!

Assuming the cupcakes came from elsewhere (hopefully, d-lish cupcakes on Yonge in Yorkville) - 1 of my FAVS! but we were also served little dishes of mango ice cream which of course, i LOVED!

For those who get the FULL feeling from Asian style food there is a 3rd area to relax on couches which a few of us hung out after most left.  Love being part of the intimate after party!

Overall, Riz is a great family restaurant for the neighbourhood.  The staff are friendly and accustom to accomodating families with little kids, especially on Friday and Sunday night.  Don't go there on these nights, if you are not in the mood for kids or seeing someone you know!  It also is a great casual, easy and low key restaurant for a 30-40 sit down dinner party.

Xo Samantha Graff aka the "Youth" of Youth+Experience= Success!



Riz North Restaurant

3321 Yonge St. (near Fairlawn)



By the way, Riz's 1st restaurant located on Bayview Avenue south of Eglinton serves Gluten Free Options.

1677 Bayview Avenue


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